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The Revenue Advance
Flexible Terms for Your Growing Business
We're here to help you grow while managing variable cashflow. Here's how it works.
The Revenue Advance: Flexible Terms for Your Growing Business
We help you grow while managing variable cashflow. Here's how it works: You'll borrow up to $1.5 million with variable terms against future revenue. Payback is a fixed percentage of your daily or weekly receipts: When sales are up, you're paying off your advance faster. When they dip, you benefit from reduced payments and more breathing room to tide you over.
All Blackrock Lending Programs offer...
Up to $1.5 million in working capital.
No hard credit pulls. We do one soft inquiry when you apply.
Pre-payment discounts.
An opportunity to increase the amount borrowed after paying at least 60% of the original loan.
Ultimate flexibility. Use funds as you see fit for most any business expense.
Why Choose A Revenue Advance?
A Revenue Advance in Action: Olivia's Seaside Pizzeria
The Vision:
Olivia opened her largely take-out pizzeria in a popular seaside town on the North Carolina coast. She wants to open new locations in other areas nearby ‐ but she first needs to boost the receipts of her seasonal operation.
The Opportunity:
Olivia wants to increase her marketing to target residents of three large condo complexes. Winning loyal customers will help in funding her expansion.
The Challenge:
Olivia needs $10,000 for a print and digital advertising campaign, including newspaper ads, emails, and social media posts.
How Blackrock Helped:
Olivia applied for and received a $10,000 Revenue Advance in just a few days. She'll pay 10 percent of her daily revenues. So, in the warm weather months, when the store brings in $1,000 a day, she'll pay $100. In the winter, when her revenue dips to half of her summer receipts, she'll pay $50.
The Result:
Olivia's marketing paid off and she paid her loan back in six months. Now she's working with Fora to finance two new locations!
Get Started With Ease
1
Apply
Submit the easy online application and within minutes, a Capital Specialist will call to discuss your funding request.
2
Get a decision
We'll make our funding recommendation within 4 hours.
3
Receive your funds
You'll receive a lump-sum payout within 24 to 72 hours. Spend it at your own pace, as you need it.
Revenue Advance FAQ
How Much Will My Payment Be for a Revenue-Based Business Loan?
The payments for a revenue-based business loan vary. Instead of a set dollar amount to repay, the payments will be a percentage based on your incoming revenue. For example, if you receive $1000 in revenue in a month and your repayment percentage is 30%, you would pay back $300 on your loan that month.
How Long Will It Take To Pay Off a Revenue-Based Loan?
It depends on how much you take out and how much your revenue is over time. More revenue coming in means you will pay off the loan more quickly.
Can I get a Revenue-Based Loan with Bad Credit?
If you have a revenue history for your business, you can get a revenue advance even with bad credit. These types of loans are designed for business owners with poor credit but who have provable revenue coming in.
What is the Difference Between a Merchant Cash Advance and Revenue Advance?
While the terms are sometimes used interchangeably, there are some distinctions between a merchant cash advance and a revenue advance. The biggest difference is that a revenue advance requires proof of revenue coming in, while a merchant cash advance can be a little more flexible and may use additional factors to determine qualification.
What is the Interest Rate for a Revenue Advance?
The interest rates for a revenue cash advance are a little different than a typical loan. These interest rates also tend to be higher because there are no assets to back them.
What are the advantages of revenue based financing?
Revenue based financing is fast, flexible, and designed to support your business. The process is simple—you just fill out a quick online application, and within minutes, someone will call to discuss your request. You'll typically receive a funding decision within 4 hours, and if approved, the lump-sum payout hits your account in 24 to 72 hours. Unlike traditional loans, there are no usage restrictions, so you can use the funds at your own pace and on what your business needs most. It's an efficient way to get the financial boost you need without the hassle.
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Our fast and easy loan process can put you on the road to growth in as little as 4 hours.
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Blackrock Consulting LLC provides business capital, including business loans and Revenue Based Financing, directly and through a network of unaffiliated third-party funding providers. All offers will depend on your business meeting at the time of submission our pre-qualification and/or underwriting criteria, which includes, but is not limited to, business & personal credit history, time in business, cash flow, revenue consistency, industry-specific underwriting rules. Business loans are offered by Blackrock Consulting LLC, by Blackrock Consulting LLC. Revenue Based Financing is offered by Blackrock Consulting LLC.