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Small Business Loans
Turning Opportunity into Big Wins
Our term loans turn long-shot business possibilities into long-term gains.
Small Business Loans: Easier Than You Think
We know you don't have the time or energy to deal with endless bank-loan paperwork while also managing your business. Our simplified process skips excessive documentation — and possibly months of waiting for a decision.
What's more, you can use your loans proceeds as you see fit: whether you own a restaurant opening a new location, or a construction company that needs to hire workers for a huge municipal contract. Our flexible loan amounts and terms offer options unique to your business demands.
All Blackrock Lending Programs offer...
Up to $1.5 million in working capital.
No hard credit pulls. We do one soft inquiry when you apply.
Pre-payment discounts.
An opportunity to increase the amount borrowed after paying at least 60% of the original loan.
Ultimate flexibility. Use funds as you see fit for most any business expense.
Why Choose Small Business Loan?
A Small Business Loan in Action: Carlos's Electrical Services, Inc.
The Vision:
Carlos has been operating a successful electrical firm in a small New England city for more than ten years. Now he's ready to act on a longtime vision of moving into the commercial marketplace.
The Opportunity:
When a new luxury hotel near the sports arena requests bids for its electrical work, Carlos bids on the $500,000, eight-month job — and gets it.
The Challenge:
The job will cost Carlos $250,000 in materials and payroll. The hotel is paying $100,000 up front, leaving him with a $150,000 gap to manage until the hotel makes its final $400,000 payment.
How Fora Financial Helped:
Carlos applied for and received a $150,000 loan. And since we gave him a ten-month payback schedule, there's a two-month cushion, just in case there's an overrun on the job.
The Result:
Carlos and his team completed the job — and won two more commercial bids. Now we're helping him fund those, too!
Put Our Funding Solutions to Work
Find out how we're helping businesses grow in many ways, in most every industry.
Get Started With Ease
1
Apply
Submit the easy online application and within minutes, a Capital Specialist will call to discuss your funding request.
2
Get a decision
We'll make our funding recommendation within 4 hours.
3
Receive your funds
You'll receive a lump-sum payout within 24 to 72 hours. Spend it at your own pace, as you need it.
Small Business Loan FAQ
What Are the Different Types of Term Loans?
There are three different types of loans. They are short, medium, and long term. Short-term loans usually last for 12 months or less. Medium-term loans can last 12 months up to 36 months. Long-term loans can last anywhere from 3 years up to 25 years.
What Is The Difference Between a Loan and a Term Loan?
The main term loan definition is that it has a specified length of time required to pay it off. The interest rates can be fixed or variable as well. A loan can be an open line of credit, a term loan, or other type of lending product.
What Is An Example of a Term Loan?
Mortgages are a type of term loan that most people are familiar with. It has a set amount of time like 20 years or 30 years to pay off and a fixed or variable interest rate.
What Kind of Businesses are Best Suited for Term Loans?
Term loans are great for any business, but they are especially helpful for businesses with special equipment, permanent locations, and other startups.
Is There an Application Fee with Term Loans?
Fora Financial offers a free, no obligation quote for their term loans. Apply today to find out if your business qualifies.
How Does Repayment Work with Term Loans?
Repayment begins typically the month after the loan starts unless your terms include different terms. You'll pay a set amount every month until the end of the loan unless it is a variable interest rate.
What Happens at the End of a Term Loan?
At the end of a term loan, your loan must be paid off in full. Once it's paid off, you are no longer bound by the terms of the loan.
What Sets Us Apart from the Rest
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Get started with your application and join Blackrock's family of forward-thinking businesses.
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972-200-0728
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Our fast and easy loan process can put you on the road to growth in as little as 4 hours.
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Blackrock Consulting LLC provides business capital, including business loans and Revenue Based Financing, directly and through a network of unaffiliated third-party funding providers. All offers will depend on your business meeting at the time of submission our pre-qualification and/or underwriting criteria, which includes, but is not limited to, business & personal credit history, time in business, cash flow, revenue consistency, industry-specific underwriting rules. Business loans are offered by Blackrock Consulting LLC, by Blackrock Consulting LLC. Revenue Based Financing is offered by Blackrock Consulting LLC.